All Non Superannuation investors can borrow against their policies at a LVR (Loan Value Ratio) being 70% of the current surrender value of the policy.

Loan backs against policies have the following features;

  • No Fees / Charges
  • Non recourse against policy value
  • No credit assessment of the borrower
  • 7-10 day settlement
  • Market interest rates
  • Interest calculated monthly and debited either monthly or six monthly against the loan value
  • Borrower does not have to pay the interest back, they may allow it to accrue against the policy value
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